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Exchange

Exchange at the
real rate

Mid-market rates. Clear allowances. Spend abroad without surprises.

Join customers building a global money life with ONEO

#3 most downloaded finance app

4.8 out of 5 user satisfaction

Singapore Government Registered

Visa · Mastercard official partner

Best International Payments Provider 2025

Customer funds — 100% segregated

AML / KYC compliance certified

FX

Spend like
a local

Auto currency match when you travel. Transparent fees.

  • Monthly free allowance
  • Unlimited on higher plans
  • Rate alerts

Global

36 currencies

Hold and convert across major world currencies in ONEO.

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Cards

Pay with Visa
or Mastercard

Converted spend on ONEO cards worldwide.

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ATM

Withdraw local cash

FX-aware ATM withdrawals with plan allowances.

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Wallet

Tap abroad

Apple Pay / Google Pay with the right currency balance.

More of ONEO

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ATM · Tap to pay · Budgets · Rewards · Transfers · KYC · Lounges · Support

ATM worldwide
ATM worldwide
Apple Pay / Google Pay
Apple Pay / Google Pay
Budgets & analytics
Budgets & analytics
Cashback rewards
Cashback rewards
Instant transfers
Instant transfers
Verified in minutes
Verified in minutes
Travel lifestyle
Travel lifestyle
In-app support 24/7
In-app support 24/7
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