Salary hub
Receive income, then move rent, savings and card spend into the right places.
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Accounts
A personal account built for global life
Receive salary, hold multiple currencies, pay bills and keep everyday money organised in ONEO Personal. Built for people who live across Switzerland HQ, regional and global corridors, with product details shown before you use them.
36+Currencies you can hold where supported
LocalAccount details where partners provide them
1 appSalary, cards, pots and transfers together
LiveFees and limits before you confirm
Everyday account essentials
Your main account should handle salary day, rent day, travel day and quiet Sunday admin without feeling like four separate products.
- Receive salary and local transfers where supported
- Hold and exchange multiple currencies in one balance view
- Use local details such as IBAN, ABA or SGD information where available
- Search statements, merchants and currencies quickly
- Separate bills, savings and card spend into clearer spaces
- Use app alerts to spot balance changes before they become problems
Ways people use it
ONEO Personal fits the real-life money patterns that sit between local banking and global travel.
Travel wallet
Convert before trips and spend from prepared balances with ONEO cards.
Cards →
Global corridors
Use Switzerland HQ, ASEAN, UK, EU and US corridors where partners support them.
Admin days
Find statements, payment records and activity without opening another app.
Life in motion
One balance view across the week
See salary, card spend, pots and transfers without bouncing between apps.
When something needs a human, support sits next to the transaction that raised the question.
Multi-currency
Hold the currencies your life already uses
Keep travel money, subscriptions and overseas payments visible in one place. Exchange when you are ready and see the cost before you confirm.
Local details and currency features depend on partner coverage, your verification tier and the country where you use ONEO.
Daily control
Your account connects to cards, budgets and savings
Spending is easier to manage when the account, card, budget and goal are in the same app. ONEO lets you see the whole money moment instead of just a transaction line.
Link eligible external accounts for a fuller view where open-banking style connections are available.
What to check before payday
A few habits keep global accounts calm.
- Confirm local details are still active before sharing with HR
- Move planned rent and bills into named pots early
- Exchange travel money when the rate works for you
- Review recurring merchants after the month turns
- Keep a freezeable card ready for travel
- Export statements before tax or visa paperwork
Important
Eligibility and protections vary
Features, pricing, limits and corridors vary by market, partner availability, network coverage and identity verification.
Money services may be provided through ONEO or partner institutions. Check the app for local details, limits, fees and protection information before using the account.
Bank account questions
Practical answers for people using ONEO as a daily account across Switzerland HQ, travel corridors and online subscriptions.
Can salary land in ONEO?
Where local details are available, eligible users can share supported account information with employers. The app shows which details are active for your market and verification level before you rely on them.
Can I hold several currencies?
ONEO is designed for multi-currency balances, so travel money and regular overseas payments can sit beside daily spend. Available currencies, exchange rates and limits are shown in app.
Are funds segregated?
Eligible customer funds may be held through partner institutions and segregated according to the product structure. Protection rules differ by country and product, so ONEO surfaces the applicable terms.
Which cards connect?
ONEO Visa and Mastercard options connect account balances to everyday spending where available. Card network, delivery and wallet support depend on plan and market.
Cards →ONEO at Switzerland HQ
Registered platform, global money habits
ONEO is positioned as a Switzerland-headquartered fintech platform for users whose daily money does not stop at one border. That means account details, cards, transfers, pots and security controls are presented together instead of scattered across apps.
The benefit is not only holding currencies. It is seeing salary, local rails, international corridors, Visa and Mastercard card spend, savings pots and freeze controls in one operating view before you move money.
Bank Account FAQs
Answers written for this product.
Where local account details are available for your market and verification level, yes. The app shows which details are active before you share them with an employer.
ONEO Pte. Ltd. is a Switzerland-headquartered technology platform. Money services are provided through licensed partners. Fund segregation and protections follow product-specific rules.
ONEO is designed for multi-currency balances. The list, exchange rates and limits depend on partners and your verification tier.
Yes where local rails support outbound payments. Always review the fee, ETA and destination details on the confirmation screen.
Search merchants, currencies and date ranges in activity, then export when you need records for admin or accountants.
Use Joint when two trusted people share bills. Use Professional when freelance income needs cleaner separation. Use Business when you need team roles.
Download the Android APK (iOS coming soon), verify where prompted, then open Accounts from Home.
Marketing pages summarise. The ONEO app always shows live fees, rates and ETAs before irreversible actions.
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