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Pro

Built for
freelancers

Separate personal and business money. Get paid globally. Export tax-ready reports.

Join customers building a global money life with ONEO

#3 most downloaded finance app

4.8 out of 5 user satisfaction

Switzerland HQ Registered

Visa · Mastercard official partner

Best International Payments Provider 2025

Customer funds — 100% segregated

AML / KYC compliance certified

Pro

Get paid
globally

Local USD / EUR details for clients. Auto-split to tax pots.

  • Invoice-friendly rails
  • Tax vault auto-split
  • Expense export

Accounts

Personal vs
operating cash

Keep life and work balances clean inside one app.

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Cards

Pro spend cards

Virtual cards for subscriptions and client tools.

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Global hubs

Major cities.
Local account details.

Global cities

More of ONEO

Everyday moments, globally

ATM · Tap to pay · Budgets · Rewards · Transfers · KYC · Lounges · Support

ATM worldwide
ATM worldwide
Apple Pay / Google Pay
Apple Pay / Google Pay
Budgets & analytics
Budgets & analytics
Cashback rewards
Cashback rewards
Instant transfers
Instant transfers
Verified in minutes
Verified in minutes
Travel lifestyle
Travel lifestyle
In-app support 24/7
In-app support 24/7

Use cases

Built for real global lives

Study · Travel · Freelance · Trade · Shopping · Family

Join ONEO

ONEO · Your global finance, one app

Choose your plan

Join customers building a global money life with ONEO

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